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Travel insurance Quote

Level of protection: $

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Travel

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Car insurance Quote

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Your car:

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Life insurance Quote

Level of protection: $

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House insurance Quote

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Auto Insurance

Get your car insurance process started right here on this page! You are not covered until you receive a confirmation e-mail or phone call stating that coverage is in effect.

Car insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
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An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

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Liability Coverage Amounts from $25.000 to $1.000.000
Grace Period: up to 30 days
Hotline Assistance: 24-Hour
Policy Modification: Online
Car windows insured: Yes
Roadside assistance Optional

Driver insurance

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from $49.00
Level of Protection: from $25.000 to $1.000.000
Grace Period: up to 30 days
Hotline Assistance: 24-Hour
Policy Modification: Online
Car windows insured: Yes
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Ride Sharing Insurance

Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. Rides can be arranged in advance or on short notice.

The official name for a ride-sharing business is a Transportation Network Company (TNC). TNCs contract with drivers who use their personal vehicles to transport passengers. Therefore, many of the drivers who work for TNCs do not have a livery driver’s license, and their cars are neither registered nor insured as commercial vehicles. These drivers are distinct from limousine or taxi drivers, who use a commercial vehicle and already have commercial insurance coverage.

Insurers and insurance regulators are concerned about misconceptions regarding the use of personal auto policies by TNC drivers. Personal auto insurance policies are not designed, underwritten or priced for commercial ride-sharing; indeed, they typically exclude “livery services.” The assumption is that private-passenger motorists drive themselves, family members and friends, and have an average annual travel of 12,000 miles–and, of course, that no money is earned from these private trips.

Like conventional taxicab companies, TNCs are commercial enterprises. Therefore, in order to have coverage, TNC drivers need commercial insurance coverages–just like taxi and livery car drivers. Commercial auto insurance policies generally carry higher liability limits. They are also underwritten with the recognition that commercial vehicles travel more miles than private-passenger cars, and that the passengers in a TNC vehicle are customers, rather than friends or family members.

Level of Protection: from $25.000 to $1.000.000

Commercial Lines

Products designed for and bought by businesses. Among the major coverages are boiler and machinery, business income, commercial auto, comprehensive general liability, directors and officers liability, fire and allied lines, inland marine, medical malpractice liability, product liability, professional liability, surety and fidelity, and workers compensation. Most of these commercial coverages can be purchased separately except business income, which must be added to a fire insurance (property) policy.

during COVID-19

Stay Safe

During these trying times of COVID-19, we're working with people via phone and email much more. So feel free to give us a call. If you prefer to come in to the office, please call ahead of time to let us know that you're coming so we can keep other customers from being too close to one another. Also, please be sure you are wearing a face covering when visiting our office.
We'll get through this pandemic by working together!

References

What our Clients say?

We hope to soon have some information here with feedback from existing clients. If you are an existing client of ours and have some thoughts you'd like to contribute, please let us know! Thank you!

Company informations

Insurance Agency
John Doe

5002 Example Street
Los Angeles, CA 90034

Contact details

E-mail address:
contact@insuranceagency.com

(+123) 456 789 000

Available 8:00am - 4:00pm